You deserve the BEST HEALTH INSURANCE VALUE.
Lots of health insurance companies promise the lowest price. But, for our customers, that’s just not good enough. We believe you deserve the best health coverage that fits your budget.
That’s why we offer something you won’t even hear about from the other guys…
REAL VALUE for your health insurance dollar.
- CASH to help pay your bills, beyond your insurance coverage for a hospital stay!
- CASH paid directly to you if diagnosed with a Critical Illness
- ONLY $250 out of pocket for an accidental injury
- LOCK in your premiums and forget about annual rate hikes!
Testimonials
Richard, FL"I have felt more like I was working with someone who genuinely cares about my needs and has my best interest in mind."
Dan, Arizona"My HSA plan gives me the health coverage I need, and the money I put into my Health Savings Account grows faster than my other savings plans."
What to look for when buying individual health insurance
Buying health insurance can be frustrating because of the complexity of the plan’s language. Here are some quick tips on what to consider as you are choosing your plan.
- Have you budgeted enough money for the monthly premium payments?
- It’s easy to forget about setting aside enough money for your monthly health insurance payment unless you make it a regular part of your monthly budget. Treat your health insurance payment just like you would your car payment or your mortgage. Budgeting now for a monthly health insurance premium payment helps ensure that you’ll be covered by your plan in the event of a serious accident or illness.
- It’s easy to forget about setting aside enough money for your monthly health insurance payment unless you make it a regular part of your monthly budget. Treat your health insurance payment just like you would your car payment or your mortgage. Budgeting now for a monthly health insurance premium payment helps ensure that you’ll be covered by your plan in the event of a serious accident or illness.
- Your health insurance premiums are based on certain factors that are specific to you, alone.
- Some of the most common factors that determine your premiums include your current health status, your health history, your height and weight, your age, lifestyle choices and where you live. Your health insurance premiums will also vary depending on your choice of available coverage and benefit options such as the deductible amount, coinsurance and co-payment.
- Some of the most common factors that determine your premiums include your current health status, your health history, your height and weight, your age, lifestyle choices and where you live. Your health insurance premiums will also vary depending on your choice of available coverage and benefit options such as the deductible amount, coinsurance and co-payment.
- How much money can you set aside for your deductible? Hint: More is better!
- Your deductible is the agreed amount of medical charges that you must pay out-of-pocket before your health insurance plan begins to pay for covered expenses. The higher you set your deductible, the lower your health insurance premium can be. Choose the highest deductible amount that is comfortable for you and be sure you set aside enough money to cover this expense.
- Your deductible is the agreed amount of medical charges that you must pay out-of-pocket before your health insurance plan begins to pay for covered expenses. The higher you set your deductible, the lower your health insurance premium can be. Choose the highest deductible amount that is comfortable for you and be sure you set aside enough money to cover this expense.
- Does the health plan provide the benefits you need for yourself or your family?
- Every health insurance plan is different. Some plans pay 100% of covered medical expenses after the deductible is satisfied, while others pay an agreed co-insurance percentage such as 80% of covered expenses. There are also plans that pay only a limited amount for covered medical expenses based on the plan’s schedule of benefits. A licensed health insurance agent can help you choose the best kind of plan for your needs and budget.
- Every health insurance plan is different. Some plans pay 100% of covered medical expenses after the deductible is satisfied, while others pay an agreed co-insurance percentage such as 80% of covered expenses. There are also plans that pay only a limited amount for covered medical expenses based on the plan’s schedule of benefits. A licensed health insurance agent can help you choose the best kind of plan for your needs and budget.
- Are your doctor and hospital in the plan’s provider network?
- The health plan’s provider network is a group of doctors, hospitals and other health care providers contracted to provide services to insurance companies’ customers for fees that are lower than the providers typically charge for these services outside of the network. To be sure you are getting the most benefit from your health insurance plan; you’ll want to verify that your doctor, hospital and other regular health care providers are in the health insurance plan’s network.
- The health plan’s provider network is a group of doctors, hospitals and other health care providers contracted to provide services to insurance companies’ customers for fees that are lower than the providers typically charge for these services outside of the network. To be sure you are getting the most benefit from your health insurance plan; you’ll want to verify that your doctor, hospital and other regular health care providers are in the health insurance plan’s network.
It ’s easy to learn how you can tailor a plan to match your specific health insurance needs and budget! Just click the button and answer a few quick questions. A licensed US Health Advisors representative will call to discuss available plans, options and premiums that are tailored just for you!